Hi,
I just wanted to give you a little encouragement. I know how you feel. I have tried several times to finish my degree and never was able to. With Penn Foster though, I have been much less stressed. With so many other things going on, what I have found that works for me is to actually use a calendar (I use Google Calendar.) and schedule time to study. Then when that time is done, I move on to the next thing for the day...usually work...but this has helped me let go of the frustration of studying. Because I have two jobs, I have actually started to take a day which I can devote to studying.
I am considering taking Business Management when I finish with my Medical Transcription degree and I might not have all the answers that you need. However, feel free to reach out to me at any time.